The Jargon Buster Directory is your central resource for locating an explanation to typical terms found for within all industries , professions and governments. Use our directory to locate and decipher jargon that you would like an explanation for. Keeping our directory up to date and to include all the spheres where jargon is used is a never ending task for us. We have started with what we can locate but but it is a vast subject and can be very niche specific. Are you in a profession or industry that uses jargon that is NOT included here? Then why not send us your own jargon buster text and we will include it within our database. to say thank you we will provide you with a return link back to your web site.
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Jargon Buster
Finance - Credit cardsCredit card jargon should be fairly straight forward and easy to understand. Thankfully there is not too much credit card jargon speak at this time unlike our finance jargon section. This section does not include the legal side to credit card jargon and other references should be made within our jargon buster directory. Credit card jargon affects most adults due to our love affair with debt and the ease of carrying virtual money with the similar ease of making purchases that exploits most weak willed people to their own detriment.
Credit Card Jargon.Additional Card An extra card enables a spouse or partner to make purchases on the same credit card account. Why not share the benefits of your Royal Bank of Scotland credit card at no extra cost? Annual Percentage Rate (APR) This is the cost of credit calculated on an annual basis. Transfer and Save You may be able to save money by transferring balances from your other credit cards and store cards to your Royal Bank of Scotland credit card which offers a highly competitive interest rate. There is no fee for this service and your other accounts won’t be closed. So if you’re collecting points towards free gifts or discounts on your other cards, you still can! Just transfer part or all of the balances to your Royal Bank of Scotland credit card and you may be able to benefit from our competitive rate of interest. Card Payment Protection This ensures you can meet your repayments in the event of accident, illness, unemployment or death. It is excellent value at just 76p for every £100 outstanding balance – and would repay 10% of your outstanding balance every month if you were unable to work, and pay off your balance in full in the event of your death. Sentinel® Card Registration Takes the hassle out of reporting your lost or stolen credit cards. Just one free phone call whether at home or abroad will stop all your credit cards and arrange replacements for just £16 a year. Cash Advance It’s possible to use your credit card to get cash across the counter at branches of the Royal Bank and other participating banks, or through the world wide network of cash machines that carry the Visa or MasterCard logo. Credit Card Cheques These are cheques issued by the bank for use with your credit card account. They make it easy for you to pay for goods and services in the few establishments where credit cards are not accepted. Credit Reference Search The application information you provide will be subject to a credit search with a credit reference agency in order to assess your credit rating and establish your identity, where required. Each time a credit search is conducted it is recorded against your details held at the credit reference agency.
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